Coverage that supports your everyday health
Your health benefits are designed to give you flexibility, access, and support for both routine care and unexpected needs. From medical coverage to spending accounts that help you pay for health care expenses pre-tax, you have options to build the right combination for you and your family.
Health benefits
Medical and prescription drug
Choose from medical plan options that provide comprehensive coverage for preventive care, prescriptions, and more. Both plans include access to a broad provider network and virtual care options, so you can get care when and where you need it.
Plan highlights:
- Coverage for preventive care, office visits, and hospital services
- Prescription drug coverage included
- In-network and out-of-network options
- Access to virtual care
Preventive care
Preventive care helps you stay ahead of potential health issues. Services like annual checkups, screenings, and certain immunizations are covered at 100% when you use in-network providers.
Virtual care
Doctor on Demand makes it easy to connect with a provider from home or on the go. You can access care for common illnesses, injuries, and mental health support without needing to visit a doctor’s office.
Fertility, women’s, and men’s health
Your medical plans include coverage that supports your health at every stage of life, including reproductive and preventive care for both women and men.
- Fertility support: Coverage includes support for infertility treatment, helping you explore options and take the next steps if you’re growing your family. Benefits are subject to medical plan limits. You can also receive additional support by enrolling in critical illness insurance.
- Women’s health: Services are built into your medical plan, including preventive care like annual exams and screenings, as well as maternity care and related services. Many preventive services are covered at no cost when you use in-network providers.
- Men’s health: Supported through preventive care, routine screenings, and access to specialists when needed. Staying current with recommended screenings is an important part of maintaining long-term health.
Dental
Dental coverage helps you maintain your oral health with access to a wide network of providers. Preventive care like cleanings and exams is covered to help you stay ahead of issues, with additional coverage for restorative and major services.
Plan highlights:
- Preventive care covered, including exams and cleanings
- Coverage for basic and major services
- Access to PPO and Premier provider networks
Vision
Vision coverage supports your eye health and helps reduce the cost of exams, glasses, and contact lenses. You can choose from a nationwide network of providers or use out-of-network benefits.
Plan highlights:
- Annual eye exams with low or no copay
- Allowances for frames or contact lenses
- Discounts on additional eyewear
Flexible Spending Accounts (FSAs)
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Use a Health Care FSA to pay for eligible medical, dental, and vision expenses for you and your dependents.
You can use it for:
- Doctor visits, prescriptions, and lab work
- Dental and orthodontia expenses
- Vision exams, glasses, and contacts
- Many over-the-counter items
Why it matters
You’re using pre-tax dollars, which means you pay less out of pocket for the care you already need.
A Dependent Care FSA helps you pay for day care so you can work, look for work, or attend school.
You can use it for:
- Daycare, preschool, and after-school programs expenses for children under 13
- Summer day camps
- Care for a disabled spouse or adult dependent
Why it matters
It helps offset the cost of care for your dependents while lowering your taxable income.
Stay on top of your FSA anytime, anywhere with the WEX mobile app
- Check your balance in real time
- Submit claims and upload receipts
- Track claim status
- Use your phone to quickly access your account
Click the icon to download
Frequently asked questions
How much can I contribute?
For 2026, the IRS contribution limits are $3,400 per team member in a Health Care FSA and up to $7,500 per household in a Dependent Care FSA (or $3,750 if married and filing separately). You’ll choose your amount during enrollment based on what you expect to spend.
How do I get reimbursed?
You can pay out of pocket and submit a claim through WEX or use your FSA card if one is provided. The WEX app makes submitting claims quick and easy.
What expenses are eligible?
Eligible expenses are defined by the IRS and include a wide range of healthcare and dependent care costs.
